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When looking for car finance with no deposit in South Africa, choosing one of the country’s best-selling vehicles can make a big difference. Popular models often come with competitive financing packages, better resale values, and more availability in dealer stock.

This means banks and lenders see them as lower-risk options, which can also benefit buyers with car loans for bad credit.

In 2025, the South African car market has seen a mix of long-time favorites and rising stars, from rugged bakkies like the Toyota Hilux to budget-friendly hatchbacks like the Suzuki Swift.

These vehicles not only dominate the sales charts but also align perfectly with buyers looking for affordable monthly payments and flexible financing terms.

Below is the list of the Top 10 best-selling cars in South Africa in 2025, along with insights on why they are ideal candidates for no deposit financing and which banks or finance companies can help you get behind the wheel.

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Top 10 Best-Selling Cars in 2025 in South Africa (Photo: Reproduction/Google)


Top 10 Best-Selling Cars in 2025 in South Africa

1. Toyota Hilux

hilux

Hilux (Photo: Reproduction/Google)

 

With approximately 16,526 units sold in the first half of 2025, the Toyota Hilux remains South Africa’s best-selling vehicle. Its legendary durability and strong resale value make it a top choice for car finance with no deposit.

  • Best for: Buyers seeking long-term reliability and a vehicle that holds its value.

  • Finance tip: Major banks like ABSA, Nedbank MFC, and WesBank often approve Hilux deals for both prime and subprime customers, sometimes under car loans for bad credit programs.

  • Affordable monthly payments: Possible with terms up to 72 months.


2. Ford Ranger

hilux

Hilux (Photo: Reproduction/Google)

 

Coming in second with 12,398 units sold, the Ford Ranger is another bakkie favorite, offering power, technology, and versatility.

  • Best for: Work and lifestyle combination drivers.

  • Finance tip: WesBank and Standard Bank frequently include the Ranger in no deposit seasonal promotions.

  • Affordable monthly payments: Easier to negotiate on pre-owned or demo models.


3. Suzuki Swift

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Suzuki Swift (Photo: Reproduction/Google)

 

Selling 11,948 units, the Swift is a budget-friendly hatchback with low running costs and a youthful appeal.

  • Best for: First-time buyers or urban drivers.

  • Finance tip: Often available in car loans for bad credit plans with affordable interest rates.

  • Affordable monthly payments: Very competitive due to its lower purchase price.


4. Volkswagen Polo Vivo

VW-Polo-Vivo

VW-Polo-Vivo (Photo: Reproduction/VW)

 

With 11,310 units sold, the Polo Vivo offers German engineering at a reasonable price, making it a perennial favorite in the passenger car segment.

  • Best for: Drivers looking for reliability and strong dealer support.

  • Finance tip: VW Financial Services and banks like ABSA regularly structure car finance with no deposit for Polo Vivo buyers.

  • Affordable monthly payments: Often achievable within a modest budget.


5. Isuzu D-Max

Isuzu D-Max (Photo: Reproduction/Google)

 

Selling 9,846 units, the Isuzu D-Max is known for rugged performance and workhorse capabilities.

  • Best for: Buyers in construction, farming, or heavy-duty industries.

  • Finance tip: Nedbank MFC and WesBank provide flexible terms, even for car loans for bad credit applicants.

  • Affordable monthly payments: Easier with extended repayment periods.


6. Toyota Corolla Cross

Toyota Corolla Cross (Photo: Reproduction/Toyota)

With 9,576 units sold, the Corolla Cross blends SUV practicality with Toyota reliability.

  • Best for: Families and long-distance commuters.

  • Finance tip: Many dealerships partner with banks for no deposit promotions on this model.

  • Affordable monthly payments: Manageable thanks to Toyota’s competitive financing rates.


7. Hyundai Grand i10

Hyundai Grand i10 (Photo: Reproduction/Hyundai)

 

At 8,581 units sold, the Hyundai Grand i10 is one of the most economical new cars to buy and run.

  • Best for: Budget-focused buyers.

  • Finance tip: Frequently offered in car loans for bad credit programs due to its affordability.

  • Affordable monthly payments: Very low compared to other new vehicles.


8. Toyota Starlet

Toyota Scarlet (Photo: Reproduction/Toyota)

 

With 7,330 units sold, the Toyota Starlet provides a balance of style, efficiency, and reliability.

  • Best for: First-time buyers and small families.

  • Finance tip: Often included in car finance with no deposit dealership campaigns.

  • Affordable monthly payments: Achievable even on shorter loan terms.


9. Chery Tiggo 4 Pro

cherry-tigo-pro

Cherry Tigo Pro (Photo: Reproduction/Google)

 

Selling 7,297 units, this Chinese-made SUV is rapidly gaining traction in South Africa thanks to its value for money and high-spec features.

  • Best for: Buyers seeking modern features at a competitive price.

  • Finance tip: Flexible car loans for bad credit available through independent lenders.

  • Affordable monthly payments: Attractive given its competitive pricing.


10. Suzuki Fronx

Suzuki Fronx (Photo: Reproduction/Suzuki)

 

With 6,466 units sold, the Suzuki Fronx is a stylish crossover that combines practicality with an affordable price tag.

  • Best for: Style-conscious buyers on a budget.

  • Finance tip: Available through bank partnerships and online lenders specializing in car finance with no deposit.

  • Affordable monthly payments: Easy to arrange with terms starting from 48 months.


Perfect Matches for Car Finance With No Deposit Deals

Why These Models Are Perfect for Car Finance With No Deposit

  • High resale value means banks see them as lower-risk investments.

  • Widespread dealer support improves financing approval chances.

  • Variety of price points accommodates both prime credit and car loans for bad credit customers.

  • Availability of promotions makes affordable monthly payments easier to secure.


Financing Tips for Buyers in 2025

  1. Get Pre-Approved: Check offers from ABSA, Nedbank MFC, Standard Bank, and WesBank.

  2. Compare Interest Rates: Even a small reduction can make a big difference in affordable monthly payments.

  3. Consider Demo Models: These often qualify for no deposit deals with lower prices.

  4. Negotiate Add-Ons: Free servicing, insurance discounts, or extended warranties can be part of your package.

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Maria Eduarda

Journalism student at Puc Minas College, who is very interested in the world of finance. Always looking for new learning and good content to produce.